Definitions Insurance
As we know one way of dealing with risk is considered a risk to the insurance company. This is considered as the most important methods in an effort to cope with risk. Therefore many people believe that the same risk management with insurance. In circumstances that are not actually the case.
Insurance means the insurance transactions, which involve the two parties, insured and the insurer. Where is the underwriter to ensure the insured, that he will get a reimbursement of losses that may dideritanya, as a result of an event, which will not necessarily occur or which can not be determined when / when the occurrence. As kontraprestasinya I ask the insured to pay a sum of money to the underwriter, prosen about the amount of the value of the insurance, which is called the "premium".
Viewed from some angles, then the insurance goal and have the technical breakthrough that divers, among others:
a. In terms of economy, then:
The goal:
reduce the uncertainties of the results of the business done by a person or company in order to meet the needs or achieve goals.
Tekniknya:
how to transfer the risk with the other parties and other parties to combine a number of risks that is large enough, so it can be estimated with a more appropriate amount of possible losses.
b. From the point of law, then:
The goal:
The move risks faced by an object or a business activity to other parties.
Tekniknya:
through premium payments by the insured to the insurer in the compensation contract (insurance policy), then switch to the charge of risk.
c. The terms of Commerce, then:
The goal:
share the risks to all participants of the insurance program.
Tekniknya:
move the risk from the individual / company to financial institutions in the risk management (insurance company), who will share the risk insurance to all participants who ditanganinya.
d. From the point of Social Development, then:
The goal:
bear the loss together among all the participants of the insurance program.
Tekniknya:
all members of the group (group members) program to provide insurance contribution (in the form of premium) to help the loss suffered by one / several of its members.
e. From mathematical terms, then:
The goal:
predict the magnitude of potential risk and the results of prediction is used to divide the primary risk to all participants (a group of participants) insurance program.
Tekniknya:
calculate the amount based on the theoretical possibility possibility ( "Probability Theory"), done by actuaries and by the underwriter.
Insurance locations in Jogja :
As we know one way of dealing with risk is considered a risk to the insurance company. This is considered as the most important methods in an effort to cope with risk. Therefore many people believe that the same risk management with insurance. In circumstances that are not actually the case.
Insurance means the insurance transactions, which involve the two parties, insured and the insurer. Where is the underwriter to ensure the insured, that he will get a reimbursement of losses that may dideritanya, as a result of an event, which will not necessarily occur or which can not be determined when / when the occurrence. As kontraprestasinya I ask the insured to pay a sum of money to the underwriter, prosen about the amount of the value of the insurance, which is called the "premium".
Viewed from some angles, then the insurance goal and have the technical breakthrough that divers, among others:
a. In terms of economy, then:
The goal:
reduce the uncertainties of the results of the business done by a person or company in order to meet the needs or achieve goals.
Tekniknya:
how to transfer the risk with the other parties and other parties to combine a number of risks that is large enough, so it can be estimated with a more appropriate amount of possible losses.
b. From the point of law, then:
The goal:
The move risks faced by an object or a business activity to other parties.
Tekniknya:
through premium payments by the insured to the insurer in the compensation contract (insurance policy), then switch to the charge of risk.
c. The terms of Commerce, then:
The goal:
share the risks to all participants of the insurance program.
Tekniknya:
move the risk from the individual / company to financial institutions in the risk management (insurance company), who will share the risk insurance to all participants who ditanganinya.
d. From the point of Social Development, then:
The goal:
bear the loss together among all the participants of the insurance program.
Tekniknya:
all members of the group (group members) program to provide insurance contribution (in the form of premium) to help the loss suffered by one / several of its members.
e. From mathematical terms, then:
The goal:
predict the magnitude of potential risk and the results of prediction is used to divide the primary risk to all participants (a group of participants) insurance program.
Tekniknya:
calculate the amount based on the theoretical possibility possibility ( "Probability Theory"), done by actuaries and by the underwriter.
Insurance locations in Jogja :
- PT. Asuransi Jasa Indonesia (Persero) YogyakartaJl. Jend. Sudirman No. 61
Yogyakarta - 55225
Tlp. : (0274) 561956, 512178
Fax. : (0274) 561956
Email : yogyakarta@jasindonet.com Bumi Putera Cabang YOGYAKARTA Alamat : JL.JEND.SUDIRMAN NO.28-30YOGYAKARTA - D.I.Y.55232 Telp : 0274-586357-518591-2 Fax : E-mail :
PT. Prudential Life Assurance
Kantor Pusat :
Prudential Centre
Menara Thamrin PO Box 1805/JKS
Jl. MH Thamrin Kav. 3 Jakarta 12018, Indonesia
Jakarta 10250, Indonesia E-mail :
Telp : (6221) 398-30-300 customer.idn@prudential.co.id
Fax : (6221) 398-30-207
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